Balance Your Holidays & Business

When you’ve been working long and hard at your home business for a while, you might feel like you’ve earned yourself a little break. There are home business owners out there who haven’t taken a real holiday since they started their business — including some who started their business as long as five years ago!

After all, how can you ever just desert your business and your customers and go bronze yourself on the beach? How can you avoid being on call 24/7 throughout your holiday? Well, everyone deserves some time to themselves at least once a year, if they want to keep being productive and avoid stress. Here’s what to do.

Tell People When You’re Going Away.

You can’t just disappear when you’re running a home business — you need to let people know long in advance that you’re not going to be available, and make sure that they have everything they need to manage without you while you’re away. It’s best to schedule your holiday not to interfere too much with the business.

However much you might want to have your holiday in the summer, it’s important to remember that every business has its quiet months, and you should schedule your holiday in the period where they seem to be.

Change Your Answerphone Message.

A quick and simple way to let people know that you’ve gone away is to change your answerphone message. This allows you to still hear what people have to say when you get back, and stops them from wondering why you never seem to answer your phone.

A good format for the message is as follows: ‘Hi, this is [your name] at [company name]. I’m sorry I’m not in the office right now, but I will be back on [give a date]. If you leave a message, I will be sure to get back to you’.

Set Up an Email Autoresponder.

Similar to an answerphone message, but less commonly used, is the email autoresponder. Again, you don’t want people to wonder why their emails are going unanswered, so your best bet is to set up your email program to automatically reply to any email you get with a message saying that you’ve gone away.

Example: ‘Hello, and thank you for your email. This is an autoresponder, as I’m away on holiday until [date]. I have received your email, however, and will respond to it upon my return. I apologise for any inconvenience to you, and I am willing to make an offer of 10% off your next order to make it up to you.’ The special offer for people who get the autoresponder is a nice touch — it makes them feel lucky that they emailed you while you were away, instead of frustrated.

Don’t Stay Away Too Long.

Of course, when you go on holiday, you’re relying on people being willing to wait for you. That means you can’t really take the kids to Disneyworld for two weeks, or spend a month staying with a friend abroad — it’s just too long to be away from your business for.

You should regard a weekend away as ideal (it avoids the whole problem for the most part), and a week as the maximum you can allow yourself. Don’t let people make you feel bad about only taking one-week holidays: after all, you could always have more than one each year.

Alternatively: Get Someone to Look After the Business.

If you really want to get away for longer, or it’s essential that your customers don’t have any break in service, then you could consider getting someone to look after your business. This could be an existing member of staff that you make your ‘deputy’, to be in charge while you’re away, or it could be someone who’s related to you and has some experience running a business. You could even hand the business over to a competitor that you’re friendly with and share the profits with them, if you think they’re trustworthy and they could handle it.

Enjoy your holiday!

Secured Holiday Loans: Especially for hassle- free holiday

Holiday-it means a break from our repetitive routine and getting chance to explore the world with joy and joviality. Holidaying is the ultimate one that rejuvenates and revives us from the mundane monotony. But without money, making holiday is merely an illusion. If you have fund, then it is ok. Otherwise, for holidaying you have to look for various options. Though credit card is a good alternative, but its high rate of interest sometimes baffles you. Then what else? You can also opt for Secured holiday loans facility.

Like other secured loans, you can avail secured holiday loans against any of your property, like your home, car etc, which will be used as collateral. With secured holiday loans, you can borrow amount from £20,000-£75,000 and you can extend payments from 10-30 years. Thus, small monthly repayment is possible.

Secured holiday loans are facilitated with lots of facilities. In secured holiday loans, the rate of interest is comparatively lower than unsecured holiday loans and credit cards. Apart from that, secured holiday loans cover all travel related expenditures- from tickets to hotel charges, from meals to miscellaneous expenses. Even, easy availability of secured holiday loans is also an added benefit.

Secured holiday loans are also available for those people, who have bad credit history. CCJs, IVAs, defaults, arrears discharged bankrupts are also considered for secured holiday loans. Though, in that case, rate of interest becomes slightly higher.

However, at the same time you should be aware that secured holiday loans are available against your property. Thus, at first you will have to calculate the amount you need for your trip. Make a budget and try to maintain it during the trip; as if you are not able to repay the amount, your property will be at risk.

Now the question is, how can you apply for secured holiday loans? Needless to say that many traditional lenders, like financial institutions, banks offer secured personal loans with attractive package. Besides, Online option has emerged as a good option for secured holiday loans, as many loan-lending companies offer online secured holiday loans along with useful information about different places, hotels etc.

Without money holidaying is just impossible. But, with secured holiday loans you can make it possible. The interest rate charged on secured holiday loans is comparatively low than credit cards and the repayment terms are very flexible. Even with secured holiday loans the amount you can borrow is relatively high. Thus, secured holiday loans are totally appropriate for a hassle free holiday.